Most of us feel like we live pretty frugal lives. Most of us don't imagine ourselves as big spenders - wasting cash on all the luxuries like Cristal Champagne, Jaguar convertibles, and 10,000 square-foot mansions. But our money trickles out of our pockets anyway, cent by cent, day-after-day, just buying the basics.
If you pay just a bit more attention to where your cash is going, you can save approximately $300 this month without feeling the hurt of lack. The following suggestions will help you save on the personal finance budgeting plan you have, without making you give up the tiny little luxuries you enjoy. You can even have some added perks! Let's see how this works:
Go for the smallest size. If you're ordering fries to go with your Whopper, or getting a cafe latte, choose the smallest option. Sure, you might get a better saving by super-sizing it and the temptation is to have the most for your cash. However, in the end, you are taking more cash out of your budget when you buy a bigger size. What is the bonus? Think of the calories you'll avoid!
Do a potluck rather than going out with people. Instead of heading to your favorite watering hole to watch MN Football, host everyone at your place, and divide up the responsibility for main dishes, deserts, snacks and drinks. No overpriced bar tabs, no tipping the waiter. Just a lot of homespun fun. The perk? New recipes to share and share together!
Utilize coins in a jar. At the end of every day, empty your pockets, wallet, and the bottom of your purse of all your loose change, and put it in a glass jar. Those nickels and dimes add up quick! What is the perk? Spending 'found' money on something special is what this is all about. You may save up enough for a vacation that you wouldn't have thought about taking before. Even Paris! I'm telling you that it could, and has, been done.
Utilize the library. If you haven't stopped by your local library lately, you might be surprised. You can check out the most current DVDs, go to networking workshops, and scoop up New York Times bestsellers. Or, hang out and read the most current issue of Sports Illustrated - all for free! You can save on movie rentals, book purchases, and more. What is the perk? Meeting more frugal-minded people just like you with similar interests. The public library is the best social networking.
Always drink H2O. Now, if you're going out to eat, some of the most expensive items on the menu are the drinks, whether soft or hard. If you're not eating at your place, opting for water instead of soda or alcohol will still save you a lot. Choose the ol' water and keep your money in your pocket. The bonus? Your skin, liver, stomach, cholesterol, weight, and general fitness will be thankful
Many frugal tips include cutting back on our consuming - plain and simple. Some budgeting tips involve saving money where we can by avoiding impulse buying. And there are some frugal methods that require us to quit our lazy habits. After all these frugal tips are put together, you can see some big time savings in your household budget.
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